Loans

Loan EMI Calculator

Know your monthly EMI before taking a loan.

Currency

Loan amount

Annual interest rate (%)

Loan tenure (years)

How it is calculated

The calculator first determines a fixed monthly repayment amount based on your loan size, interest rate, and repayment period. It then extends that monthly amount across the full tenure to estimate total repayment. The difference between total repayment and original loan amount is shown as total interest cost.

Assumptions

Interest rate is fixed for the full loan tenure.
No prepayment, moratorium, or restructuring is modeled.
Processing fees and penalties are not included.

Why it matters

This clarifies monthly cash-flow commitment and total borrowing cost before taking a loan.

Disclaimer: This EMI output is indicative and does not replace lender-specific repayment schedules.