Retirement Planner

How it is calculated

The calculator first estimates how your current savings grow from your present age to retirement age at the expected return rate. It then adds the projected growth of your monthly investments over the same period. The combined amount is shown as projected corpus, and an indicative annual and monthly retirement income is derived from that total.

Assumptions

• Expected return is constant until retirement.
• Monthly contribution remains unchanged.
• Taxes, inflation, and post-retirement return drift are excluded.

Why it matters

This gives a transparent baseline for retirement readiness and whether your current savings pace aligns with your timeline.